With Dodd-Frank and reforms for the small and regional banks, could we see a movement to consolidate these banks during COVID? No one knows for sure, but the technicals look like it is a good trade on the technicals and did not head-and-shoulder, which is a good sign. The PPE policy has kept the banking sector liquid, and as we see, the economy open into the next phase will bolster these capital markets. Buy-side, and if it gets consolidated, it will - usually - be on the upside for the company being acquired.