PYPL: Venmo and BNPL are driving growth as PayPal invests in agentic commerce and checkout modernization
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Significant progress has been made in transaction margin growth, Venmo and BNPL expansion, and processing business turnaround. Strategic investments will continue in agentic commerce and product improvements, with a focus on long-term growth despite short-term margin headwinds.
Based on PayPal Holdings, Inc. [PYPL] Citi's 14th Annual FinTech Conference Audio Transcript — Nov. 19 2025
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